Terms & Conditions

Welcome to BankWiki Chat. We’re so glad you’re here. Please read the following terms before using our Services, you will be agreeing to, and are bound by them through the continued use of our Services.

These Terms of Use along with our Privacy Policy and Data Processing Addendum (the “DPA”) incorporated herein, constitute the agreement (the “Agreement”) established by and between BankWiki Chat, (referred to as ”LiveChat”, ‘we" or “us” or ‘the Company") and any person or entity registering to or using the Services supplied by us (referred to as “Client” and “you”) collectively “parties”, individually “party”.

Accepting this Agreement is a condition of using the Services provided by LiveChat. BY COMPLETING THE REGISTRATION PROCESS, ACCESSING OR USING THE SERVICES, YOU ACKNOWLEDGE AND AGREE THAT (I) YOU HAVE READ, UNDERSTOOD AND ACCEPTED THIS AGREEMENT, (II) YOU HEREBY REPRESENT AND WARRANT THAT YOU ARE AUTHORIZED TO ENTER OR ACT ON BEHALF OF THE OWNER OF THE ACCOUNT, AND BIND TO THIS AGREEMENT AND (III) YOUR USE OF THE SERVICES IS FOR COMMERCIAL/BUSINESS PURPOSES ONLY. If you do not have the legal authority to enter this Agreement, do not understand this Agreement, or do not agree to the Agreement, please do not register to, or use the Services. Agree with us? Great, read on!

You and we agree and are bound by the following provisions:

This Agreement is effective between you and us on the day of your registration, access to or use of the Services (as further defined below) or by executing an applicable Order Form (the “Effective Date”).

Definitions

The following terms shall have the meaning specified below:

“Account”/“License” means the account created by the Client to Services.

“Agent” means a named user(s) in the Services who are permitted by the Client to use and operate the Services for or on behalf of the Client.

“Confidential Information” means all nonpublic information, whether written or oral, provided by the disclosing party to the receiving party and which (i) is known by the receiving party to be confidential; (ii) is marked as or stated to be confidential.

“Client Data” means data, information (including but not limited to Personal Data) and any material, content, phrases, entries uploaded to or created in the Services or transmitted through or stored in the Services (collectively “Input”) by the Client, its Agents or any End-User, or otherwise made available, by or for Client to or through the Services.

“End-Users” mean customers of the Client.

“Order Form” means any applicable ordering document between the parties that specifies mutually agreed upon rates for certain Services and other commercial terms. Each Order Form executed by the parties is governed by this Agreement and is subject thereto.

“Services” any services or applications provided by LiveChat to you (a) on a trial Services basis free of charge or (b) as Paid Services.

“Personal Data" means any information relating to an identified or identifiable natural person under the Client’s Account, who can be identified, directly or indirectly.

“Sites” means any domain or application operated by LiveChat from which the Services are available to Clients.

“Sub-Processor” means any person or entity (including any third party who renders services to the Company), authorized as another processor under the Agreement to have logical access to and process Personal Data in order to provide parts of the Services.